Savings Goals  
Setting a goal is a crucial step in meeting your savings objectives. Do you have specific savings goals, or are you merely hoping you’ll have enough when the need arises? This calculator is designed to help you determine how much you need to save each year to meet your savings goals.
     

What is the total value of your savings? (Add up your bank accounts, investments, and other liquid funds. Do not include pension plans and home equity.)

$

How much would you like to have in the future? (Try to match a specific savings goal with a dollar figure. This will provide greater meaning and motivation.)

$

How many years do you have to save? (Write down the time frame for your goal.)

What after-tax return do you expect on your investments (0 percent to 10 percent)? (Estimate the return on investments based on the time frame and the investment vehicles used for a particular savings goal. Remember to adjust for taxes.)

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First Financial
1675 Virginia Ave • Harrisonburg , VA • 22802
Phone: 540-564-6111 • Fax: 540-437-0279
• leo.heatwole@pesmail.com darrell.wenger@pesmail.com

Products are made available by Park View Federal Credit Union and First Financial.  Insurance products provided by insurance companies independent of Park View Federal Credit Union.  Leo Heatwole is an Investment advisor representative of Investment Advisors, a registered investment advisor and a division of ProEquities, Inc.  Leo Heatwole and Darrell Wenger offer securities through ProEquities, Inc., a Registered Broker/Dealer and member of FINRA and SIPC.  Park View Federal Credit Union and First Financial are independent from ProEquities, Inc.  Securities and Insurance products offered are not financial institution deposits, have no financial institution guarantee, not FDIC/NCUA insured, and may involve loss of principal.