Cost of Retirement  
Estimating how much income you will need in retirement — and determining whether your current program of savings and investments can provide that income — is a good start to developing a retirement plan. This calculator is designed to help you estimate how much income you may need in retirement and the savings necessary to produce that income.
     

1. What is your current age?

2. What is your household's current annual income?

$

3. How much do you currently have set aside for retirement?

$

4. What percentage annual raises do you expect?

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5. At what age do you expect to retire?

6. How many years do you expect to spend retired?

7. What percentage of your pre-retirement income do you expect to need during retirement?

%

8. What after-tax return do you expect on your investments between now and retirement (0 to 10 percent)?

%

9. What after-tax return do you expect on your investments during retirement (0 to 10 percent)?

%
 
   
   
First Financial
1675 Virginia Ave • Harrisonburg , VA • 22802
Phone: 540-564-6111 • Fax: 540-437-0279
• leo.heatwole@pesmail.com darrell.wenger@pesmail.com

Products are made available by Park View Federal Credit Union and First Financial.  Insurance products provided by insurance companies independent of Park View Federal Credit Union.  Leo Heatwole is an Investment advisor representative of Investment Advisors, a registered investment advisor and a division of ProEquities, Inc.  Leo Heatwole and Darrell Wenger offer securities through ProEquities, Inc., a Registered Broker/Dealer and member of FINRA and SIPC.  Park View Federal Credit Union and First Financial are independent from ProEquities, Inc.  Securities and Insurance products offered are not financial institution deposits, have no financial institution guarantee, not FDIC/NCUA insured, and may involve loss of principal.